BARUCH Id and First Week of Classes

3 days before classes I was able to get my ID. It wasn’t as easy as it seems…

As an International Student, we are requiredIMG_1320 to pay our tuition in FULL before the semester starts. That means that I had to have $7000.

I started packing my bags to go back to Brazil ( and I am not even joking! ) and at some point I’ve decided to do the 4 statements payment plan ($1750/ month). I almost went insane to be able to pay for this first statement (with the help of two people who mean everything to me I was able to pay for it) and then, finally got my ID. (In order to get the ID we need to show we’ve paid the tuition or that we are enrolled in the payment plan and we’ve paid the first statment)

So.. here it is! Sorry for the hearts! haha it has my student number, library and something else.

My first week of classes was fantastic.

At Baruch, I am considered a “Junior” (3rd year student) meaning that next year I’ll get my Bachelor’s degree here.

Anyways, so my first week was great. I am taking 4 classes this semester; Business Communication, Intercultural Communication, Spanish II and Public Relations Writing.

I’ll write a brief overview of my classes:

Business Communication: My professor in this class is super Business type. He dresses up really nice and he used to work at KPMG (Accounting firm). This Friday I have to present about a company (I picked IKEA) and I am a little bit scared of his feedback. (but I am sure it will be very helpful)

Intercultural Communication: This is by far my favorite class ever. People from all over the world, my professor is awesome and I am looking forward for more classes!

Spanish II: My professor is from Cuba and she only speaks Spanish, the entire class. It can be really REALLY hard if you don’t speak any other Latin language. Even though I speak Portuguese, sometimes its hard for me to understand what my professor is saying.

Public Relations Writing: This one is very very very extremely challenging. Why? Well, English is not my first language and my professor is a writer and she works on the news too. She even published stuff on NY times before!!

IMG_1295Student Life-> Look at this pic on the left! I love this. They have this calendar at the entrance but it is also helpful to follow all clubs and organizations on social media so you are on top of things! The student life seems to be very active and I haven’t participated in any event (YET) as soon as I do, I’ll post it here. Oh Winter Carnival is tomorrow! YAYYYYYY

Friends-> I haven’t made any friends so far but I know some people by name at this point. One thing I quickly realized at Baruch is the segregation and it makes me sad because I wish people would hang out with all races… I see only white-white, Asian-Asian, black-black and so on.

 

Next week I’ll come back with other news, I am tired now and typing from Baruch’s library at 10pm!

Have a good week everyone, leave a comment! 🙂

Liana

 

 

 

Advertisements

Careers in Finance / Where to find an internship or a job in NYC

Hi everyone! Today I’ll talk about an exciting topic! At least for me 🙂

A lot of people talk about “Finance” but Do you know what it really means?

According to (internationalstudent.com) the definition of Finance is  the allocation of resources. Today, people might most commonly think of finance as money management, but let’s take it back a step further.

The word “finance” has its roots in Old French dating from around 1350 (about the time when European markets began to use money more heavily for trade instead of bartering), connected to the idea of“finishing” or settling a debt by making a payment. To have the financial means for something, is to have the ability to finish or settle the matter (like, for instance, an international student financing their degree). Finance in the sense of “managing money” was first recorded in English in 1770. Money was created as a tool that made trading less complicated between people with very different resources and needs, that didn’t always match up.

Considering a career in finance?  let’s take a look at positions and salaries first; then I will show you some companies that recruit interns and talk a little bit about requirements for these jobs.

Salaries (lowest to highest)

1. Bank tellers
Cash checks, accept deposits and loan payments and process withdrawals. They also may sell savings bonds and travelers’ checks, accept bill payments and process paperwork. Most tellers have at least a high school diploma, but people with bachelor’s degree in business, accounting or liberal arts may get jobs as tellers to break into banking with the hopes of being promoted.
Average salary$28,000/year


2. Collectors
Keep track of accounts that are overdue and attempt to collect payment on them, making computer literacy and good communications skills a must in this job. Most collectors are required to have at least a high school diploma; however, employers prefer workers who have completed some college or who have experience in other occupations that involve contact with the public.
Average salary: $34,000/year

3. Buyers 
Buy the goods and services a company needs either to resell to customers or for the establishment’s own use. Educational requirements vary with the size of the organization, but many manufacturing firms prefer applicants with a bachelor’s or master’s degree in engineering, business, economics or one of the applied sciences.
Average salary$40,000/year

4.Accountants
Analyze, plan, evaluate and advise on matters of accounting theory and practice. A bachelor’s degree in accounting or a related field is usually required, but those with a master’s degree or experience to boot will have better job opportunities.
Average salary: $59,000/year



5. Treasurers
Direct an organization’s financial goals, objectives and budgets. Their duties may include overseeing the investment of funds and executing capital-raising strategies. Employers require a bachelor’s degree in accounting, finance, economics or business administration; however, employers increasingly are placing emphasis on advanced degrees in these fields.
Average salary$86,000/year


6. Auditors

Examine and analyze accounting records and prepare financial reports for clients. Auditors usually need a bachelor’s degree, but as with accountants, experience and advanced degrees increase their chances of getting hired.
Average salary: $92,000/year

7.Financial analysts
Work for businesses to help them or their clients make investment decisions. Analysts must have a bachelor’s degree, often in business administration, accounting, statistics or finance, analysts with a master’s degree in business administration will find themselves among the most desirable employees.
Average salary: $100,000/year



8. Budget analysts
Provide analysis and assistance to help companies develop their annual budgets, decide how to allocate current resources and estimate future financial requirements. A bachelor’s degree – often in finance, economics, accounting, business, statistics, political science or sociology – is the minimum requirement for most employers, but an advanced degree is often preferred and sometimes required.
Average salary$112,000/year



9.Loan officers
Assist individuals and organizations in applying for loans, assess the individuals’ creditworthiness and help them determine the most appropriate type of loan for his/her needs. Employers usually require loan officers to have a bachelor’s degree in finance, economics or a related field. Loan officers will find experience in banking, lending or sales and knowledge of computers to be huge assets in their job search.
Average salary: $126,000/year


10. Personal financial advisors – use their knowledge of investments, tax laws and insurance to recommend financial options that help individuals meet their short- and long-term goals. Advisors with a bachelor’s degree in accounting, finance, economics, business mathematics or law will have the best opportunities for jobs in their field.
Average salary: $140,000/year


Keep in mind that financial jobs are highly specialized, so generic job boards are not the best places to seek such positions. Instead, consider niche sites, such as Job Search Digest. When looking offline, specialized executive recruiters (a.k.a. headhunters) can be excellent resources for both financial job opportunities and career advice. Your university’s alumni association can also be very helpful by putting you in touch with industry insiders who are willing to provide some insight and sometimes job leads.
Industry conferences and other networking events are also great places to look for financial jobs. Concerning networking, never forget the value of personal interaction – everyone you meet could know someone who knows of a job opening. Keep your avenues of communication open by following up in a professional, yet personal way, such as a hand-written note or forwarding an article of common interest.

Choosing the Right Direction for You
It is always wise to consider the direction of the market before seeking a financial job. To effectively pursue jobs with the highest probability of success, you must measure the demand for the position. Different financial jobs require different skills and present vastly different work environments, so it’s wise to select one that aligns with your long-term interests and abilities. Someone with solid interpersonal skills, for example, might do well as a financial advisor, while someone who enjoys crunching numbers might do better in public accounting. Do the research first to discover your options. The time spent uncovering the most interesting possibilities to you can be time saved working in a job that just doesn’t fit.  

What Majors are appropriate for a career in Finance?

Accounting, Business, Finance, Economics, Engineering, Physics, Math, Corporate Communications, Computer Engineering, Statistics, International Relations, etc. The field is so broad that a lot of majors can fit it. But definitely having a background or a lot of classes finance- related help you in your application!

Companies/Organizations that recruit students for summer internship programs:

UBS


CITIGROUP


GOLDMAN SACHS


FEDERAL RESERVE BANK OF NY


MORGAN STANLEY


JP MORGAN


CREDIT SUISSE


WELLS FARGO


BANK OF AMERICA


BARCLAYS


DEUTSCHE BANK

Good luck and hopefully you enjoyed the post today 🙂 If you have any questions, don’t hesitate to leave a comment on this post.

Li



sources: internationalstudent.com, http://jobs.aol.com/articles/2009/01/26/top-10-jobs-in-banking-and-finance/, http://www.investopedia.com/articles/financial-careers/08/financial-career-options-professionals.asp,

Starting a club on campus and making new friends

Hi friends!

Good news, I decided to post every two weeks on my blog 🙂 So, if you are interested in following an international student’s life, you can subscribe to my blog on the bottom right of the page (so u get email notifications) or you can simply come back here for every two weeks from now.

This semester I took a new challenge. One day my friend texted me asking if I had interest in being the Vice-President for the new club she was creating ”Fashion and Beauty Club”. I always wanted to be part of a club and even though I am a little busy this semester, I thought that it would be a great opportunity to meet new friends while I gain experience and develop my communication skills.
This semester I am taking 14 credits, I am on a volunteering program called P.L.U.S (Partners lending universal support) and I am also working for the CUNY Service Corps. With so many things going on I thought being in a club would take too much of my time…. but fortunately, club meetings are on Wednesdays from 2 to 4 pm and I happen to be free at this time! So I took the challenge. Let’s see how it is going to be =)

To open a club, at least in my college, we need:

1 President
1 Vice President
1 Secretary
1 Treasurer
15 students
1 faculty mentor
Write a club consitution

All executives officers need to be full-time students and have a minimum gpa of 2.5 or 3.0 ( I can’t remember exactly)

We also have to pick up an application inside the student’s activities office and we have to hand it back before the deadline.

Kauna, the club president, designed some flyers last minute, which looked really awesome btw and we handed out a few days before the club application deadline. In only two days on campus, we already had 26 students signed up! We were so happy!!! 🙂

Today, we had the club fair on campus. The club fair is a day when all students have an opportunity to promote their clubs! It was nice, we brought iPads and I designed some name badges. Two of our club members gave a little speech (Henry and Jodi)

Kauna, Jodi, me, Ezinma and Henry
Our name badges! 🙂
Henry and Jodi promoting our club!

Why should we start a club while we are in college? 

People create clubs for all kinds of reasons. If you have an
interest in something, is a great opportunity to meet people who think like you. You may also be
looking for something to put on a grad school application or a resume. You may just want to make some new friends and have a good time.
Nothing wrong with any of that! Think about all the reasons people have
for joining, and try to offer a little something to meet all those
needs. A survey or a discussion about what people want out of this
organization might be a good place to start. 
Hopefully you guys are inspired to open your own clubs!
If you have any questions, you can email me on my contact page

XoXo,

Li.